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How it work

Happy4Loan

1

Loan Options

We Offer Mulitple Options for Loan as per Your Requirement.

2

Quick Loan

100% Online Process with Minimal Documentation.

3

Loan Eligibility

Check Your Loan Eligibility within 5 Minutes.

4

Loan Eligibility

Check Your Loan Eligibility within 5 Minutes.

Grow Your Score

Credit Reputation Building

Hey!! Are you new to Loan world? We will help you to get quick loan with in 30 min bank transfer by hand holding you the entire way. We will guide you to the best loans & credit cards.

We can help you to reduce your EMI’s by getting you the most suitable loans and credit cards matching your credit profile. We enable you to make efficient financial judgments in your life.

We can help you to fix your past credit issues, improve your credit score and thereby get low interest loans & higher limit on your credit cards

Yes Now You can get instant loan on our EzeeRupee as frequently as you want and get monthly updates from us

Always There to Help You !

Happy4Loan

Get Instant Loan

We will help you to get the Loan without any hassle with our 10+ years of Experience

100% Online Process

Our Loan Process is 100% Online so Getting a Loan was never so Easy.

IMPROVE CIBIL SCORE

We will help you to rectify your previous credit issues, So Your Credit Score will Improve Soon.

IMPROVE CIBIL SCORE

We will help you to rectify your previous credit issues, So Your Credit Score will Improve Soon.

Faq

Frequently Asked Questions

You can apply for personal loans ranging from ₹1,000 to ₹4,00,000, depending on your financial needs and eligibility.

We offer pocket-friendly EMIs with flexible repayment terms ranging from 3 to 18 months, allowing you to choose a plan that fits your budget.

A pre-approved happy4loan limit is the loan amount that is instantly available to you based on your profile and credit history. You may receive a pre-approved limit of up to ₹2,00,000, which can be availed instantly.

Happy4loan provides an easy way to check if you qualify for a loan through its Social Loan Quotient (SLQ) system. To find out if you're eligible, simply complete your profile on the happy4loan app and submit the necessary documents. Once done, the AI-based SLQ engine will quickly assess your credit profile and give you a rating. If your profile is rated "Good," you can proceed to apply for a loan using the "Get happy4loan" tab, and you'll also receive your SLQ score. However, if your profile is rated "Poor," you won't be eligible for a loan at that time, but you can improve your credit profile and reapply after a few months. Additionally, responsible use of happy4loan will help boost your SLQ score, increasing your chances of loan approval in the future.

Not at all! The entire process is 100% digital, meaning there’s no paperwork involved. You can apply within minutes and receive approval swiftly.

Any Indian citizen living in India who meets the following criteria can apply for a loan through the happy4loan app:

  • Age: Must be 18 years or older
  • Employment: Must have current employment with a monthly salary of ₹12,000 or more
  • Bank Account: Must have an active bank account
  • Social Media: Must have a Facebook, Google+, or LinkedIn account
  • Proof: Must provide valid identity and address proof